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It's important to understand and carefully consider all factors before consolidating.Learn more about Direct Consolidation Loans on the Federal Student Aid site Apply now at Student Private student loans are NOT eligible for consolidation into a Direct Consolidation Loan.Please remember that your use of this website is governed by Bankrate’s Terms of Use.Loan consolidation can be helpful for borrowers who want to combine their eligible federal student loans into a single Direct Consolidation Loan.

Depending upon the total balance you are consolidating, you may extend the repayment period for up to 30 years with consolidation.The rates and terms listed on our website are estimates and are subject to change at any time.Please do your homework and let us know if you have any questions or concerns.We sometimes earn a sales commission or advertising fee when recommending various products and services to you.Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns.

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